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Monday, September 26, 2016

Are you a potential freeholder or a leaseholder?

If you want to buy a house in London you must first know a few things to manage it in the best way.

There are three ways you can own a property: freehold, leasehold or commonhold.

Let's first of all say that for a continental mental habit (I mean specially for an Italian, but I think the same can be said for a French, a German or a Spanish buyer) only the first and the third patterns are quite normal to understand and to be accepted as normal way of buying a flat, or a house or other kind of living estates.

As matter of fact as a freeholder you get the outright of a property and you become the absolute owner of the compound you are going to buy, both in good and in bad sides (I mean that being the freeholder the owner of the ground where the property is built, you 'll to pay all the taxes and all the expenses due for maintenance, such as external walls, ceiling, basement, roof and so saying). Of course you won't pay any rent to anyone, such has the leasholder to the landlord.

In fact when you buy as leasholder, you are in charge for an amount of time (usually from 80 to 999 years) and you recognise several duies to the freeholder, who becomes a sort of landlord.

In Italy this kind of contract resembles from one side the ancient usufructus and from another side the renting contract. It's a sort of mixture, difficult to accept more than to understand it.

Of course you're going to pay less for a leashold house than you pay for a freehold one.

Recently a third kind of buying has been introduced in England (in Scotland the leashold is not very spread): the commonhold.

By the commonhold you buy a flat in a block, buying at the same time the soil where your flat stands, the walls, terraces and roofs and all the common parts which belong to the other owners of different portions of the block (flats or commercial shops or deposits or whatelse the block has been divided in when built on.

In Italy such a buying is almost the rule when you buy a flat in a big town, where buildings are made of so many floors, while in the small towns you usually buy as a freehold.

My personal advice is to contact a professional reference, such as a solicitor and/or an agent in order to acquire all the knowledge you need in a such expensive and definitive field.

A special way of acquiring a flat in Englad is with the scheme "buy to let". It's a good way for investors by which you can pay the fractions of your mortgage by renting your property.

In Italy recently has been introduced another interesting formula called "rent to buy", which is almost of the previous scheme. In such agreement the buyer asks the freeholder who wants to sell the property, to start with a rent's contract. 

The canons you pay as a tenant will be deducted form the final price you'll pay to redeem the property as yours for ever.

Monday, September 12, 2016

Just a searcher of love

“Ubi sunt qui ante nos in mundo fuere?”
This question grows in my mind, from time to time;

 “Where are those who lived the world before we did?!”

It’s a question I make searching for God or investigating on Him!

One day I discover that other people have questioned God
 or themselves about the same matter: 
surely Kindleben
 and before him some unknown poet in 1271 
or maybe a classic latin poet…

Is that to be a poet?

Asking all the time the same questions?
We need something new in the world…
I just wanted to be happy, not a poet…

If I were happy would not be a poet…
But a poet is not just a rhymer, or a versemaker…

A poet is a searcher for love!

Friday, August 12, 2016

Like Poseidon in the Atlantic Ocean

You might think that the New Neptune God (Poseidon for the Greeks) is a long beard man with a trident in the right hand, as the iconography represents him everywhere. But the New God of the Seas is actually a  Triton submersible, called Nomad, piloted by Patrick Lahey, co-founder of Triton Submarines from Vero Beach, FL, U.S.A..

Jim Clash has interviewd him for under 1,000 feet under the surface, in the deepness of Atlantic ocean.
You can read the hole interview through the link below.

Saturday, July 30, 2016

Forty years ago

Forty years ago, more and less, I was leaving home. I had London in my mind and a lot of dreams in my head.

My mother cried after my departure, complaining with father that I had left because I didn't have enough money for myself, or may be not enough appreciation. As matter of fact it was hard, in those days, to find my own place in a pathriarcal family like mine was; I was the  sixth of eleven sons, the older brothers all engaged in the family commercial activity, and the youngers still at school; I have been the first in my family, as far as our living memory arrives, to start university and not alawys my fatigues were valueted for what they were (and they still are for those who have a full time engagement at University).

But it was not that. It might also have been that situation but there was a force inside my soul that pushed me away to travel around, to make aknowledge of the things of the world.

The same force that compelled my daughter. 

Now she's in London, spending  summer time, bound to attend at University in September.

I didn't find what I was looking for in London though I remember meeting a lot of good people over there.

And after London I tried to peace my search of unkown travelling around for a while before getting back home and finish my University.

That's what makes a great difference between my own story and that of my daughter. She's registered at University over there and there she will be searching, I might suppose, her future.

Yet it's a strange feeling, after almost forty years,  to see my daughter facing in London her lot.

Good luck my dear and might God watch after you.

Sunday, June 26, 2016

And now the United States of Europe

I hope our English friends (also for the memory of our dear MP Jo Cox) will have a thought back on their self harm decision to go out the EU, but now it's the time to close our ranks and make a political stronger European  Union.
The single states must put apart their selfishness (specially Germany and France) and understand that the the transfer of portion of sovereignity to the European Union is in the interest of all.
Please leave off your antiquated ideas of "grandeur" (if we measure with that comparision, each one of us can recall a shadow of greatness from the past; the Italians with the Roman Empire, the Austrians with the Asburgic Empire, not only the French with Napoleon) and please start working for the United States of Europe.

Sunday, June 19, 2016

The European blood

I musst confess that until Thursday, the  16th of June,  I had followed the debate on Brexit in an almost indifferent mood.

"That's domestic, internal, British affair" I used to say  to myself.

In short, I was waiting the 23rd of  June ready to accept the outcome of the referendum for what it would be.

I've always thought that the English (a little 'less the Scots and the Northern Irish) were inside the European Union without  any real conviction, with the head standing on the the Atlantic's  major issues and the feet   in the Mediterranean, but only to control us closely, enjoying only the economic benefits of the  European market.

But after the barbaric killing of Labour MP Helen Joanne "Jo" Cox I changed my mind.

Now I feel that England (but this should be extended to the whole of Great Britain) is an indissoluble part of the European Union.

Now I look forward to the outcome of the close referendum.

Now I know that if the death of Jo Cox will tip the scales on the "no" to Brexit (and then on the permanence of the United Kingdom in  the EU), the valiant  Labour MP   did not die in vain.

For her I will continue to be a convinced European.

But from now on I will consider Britain an integral and true part of our European Union.

Let's stay together,  European brothers, stick in our common Christian roots. Without hatred and without racism, but with our well-defined  identity.

It will be easier to deal with those who come from outside and profess another religion if we rediscover our spirituality. I'm not afraid of the Muslims, the Buddhists, the Hindus or the Jews, even though as a Christian (and Catholic in this case) I  rest firmly in my convictions, attached to my roots.

We stick together, to cope against the resurgence neo-Nazis, which lead to hatred, intolerance and violence.

Let's stay united to face any kind of fanaticism and do not allow the unquenchable thirst for spirituality that afflicts humans since the dawn of civilization, be filled with dark mysteries, with vacuous quackery and stray spells, or with false and superficial esoteric convictions.

Beyond all religious convictions (I do not know  anything about the religiosity of Jo Cox but I know that  faith is still a personal matter) Jo Cox was an example of seriousness and commitment in politics and society. An example to follow by all Europeans.

Time will tell us if Jo Cox has contributed with his innocent blood to build a Europe more united and supportive. And if in the great book of our Europe will have the recognition she deserves to have.

One thing is certain: Jo Cox will forever have  an important place in my heart.

Thanks Jo, for what you were and for the example that you have been able to give, while you were alive, with your commitment in favour to the most vulnerable and marginalized.

The hand which  wanted to suppress your ideas has done nothing but give wings to those same ideas, which now fly, free, in the most sensitive and mature minds of your Great Britain and of our Europe.

Yet another demonstration of how useless and foolish are all forms of violence.

Monday, May 30, 2016

El sol sobre las Cinco Tierras

 El sol sobre las Cinco Tierras

Yo sé que tú estás allí
donde el sol brilla
sobre las Cinco  Tierras
mientres  las vueltas del mar
se quedan susurrando en la orilla
Yo lo sé
porque tanto me dijiste sobre ellas
y sé que tu has ido para allí
por siempre
Aunque cuando tu lavaste mis pies, ese día en Londres,
' te acuerdas? Yo no entendì
, pero ahora yo sé, quien tu  fuiste,
yo sé quién tu eres,
allí , donde el sol brilla,
sobre las Cinco Tierras.

En Cagliari 1981

The sun over ligurian lands

I know you are there 
Where the sun shines 
over ligurian lands 
While  the sea laps
Keep on  whispering on the shore
 I know you are there
 Because so much you told me about them
 And I know that you have gone there 
 Though when you washed my feet, that day in London,
 ‘ you remember it? I didn't understand 
But now I know, who you were, 
 I know who you are, 
Over there
 where the sun shines 
over ligurian lands. 

In Cagliari 1981