last moon

Visualizzazione post con etichetta property. Mostra tutti i post
Visualizzazione post con etichetta property. Mostra tutti i post

mercoledì 31 luglio 2019

Freedom and Property


Of course London belongs to U.K., no question on it. But it's also true that somewhere in The Universal Declaration of Human Rights, signed in New York in  1949, there is the right of human being to move to another County, wherever he likes. I'm not against order and policy. There must be a right to control (and a duty to be checked) in the frontiers of any country, but  to any many man should have given a chance to move to another country and demonstrate that Country needs his presence for a day or for a year or for ever. A man  cannot be sentenced to stay where he was born for all his life if he nees or if he wants to move. And each one of us must respect the people and the laws where he goes to.

lunedì 26 febbraio 2018

Manifesto for Panracial Rights

There is nowdays a great movement of people from the most poor regions of the world to Europe and the other western countries. The European states, facing the worst crisis after 1929, seem to be not able to manage what seems to represent an unstoppable exodus. These moving people, escaping famine and wars, are searching a better chance of life for themselves and for their sons.
The European citizens, mostly those paying the high price of the crisis, in terms of unemployment and cut of  public services, don't want these mass of desperates from Asia and Africa occupying their spaces in their towns, consequently diminishing the resources already scarce because of the crisis.
I wonder who owns the most valuable right between those who have firstly occupied the European lands and who secondly comes in search of fortune.
The question might seem rethoric and the answer quiet easy to be done. But , on the contrary, I find hard to debate the matter, above all if I try to look at it with a gaze of proof, avoiding a selfish a narrow minded approach.
Since long time ago, ethnic groups, countersigned by common uses and language, have started conquering lands, fencing them whith enforced borders and calling them states. So the earth now is fractioned in to 190 states, more and less, which one with its own laws, flags and soldiers, the most numerous, the most powerful.   Talking about natural rights and from a point of view not merely nationalist are we sure that each of these state has the right to close its borders to the arriving people and to push them off?
I mean: it's really so pacific and clear that Africa belongs to Africans, China to Chinese and America to Americans?
And what kind of right behold the single states of Europe to declare themselves owners of the lands their ancestrals have conquered centuries ago may be taking them off from the former inhabitants? What if we start reasoning about the earth belonging indinstinctly to the all humanhood ?

I have worked the following principles:
1. The earth belongs to all human kind indistinctly and pro quota;
2. The human groupes who have closed portions of land, sea and sky, whatever they have called them, are running those territories on behalf of the whole humanity;
3. Hence every man born on the earth has the same rights and same duties anywhere on the earth no matter who is ruling the territory where he's standing;
4. Every man born on the earth has the right to move and to stay anywhere on the earth no matter who is in charge in those lands, or seas or skies he wants to move to or stay;
5. Every man has the right to be able to exercise the previous rights and therefore he must be welcomed and nurtured for a reasonable time until he is able to work and legally obtain his own livelihood or move to another place;
6. Every man, anywhere he lives, is compelled to respect the rules, the customs and the laws generally observed by the sedentary population who inhabits the territories he moves to ;
7. All the natural resources, wherever they might be set, belong to the whole manhood, no matter who temporarily is exploiting them.

1. to be continued...

lunedì 26 settembre 2016

Are you a potential freeholder or a leaseholder?

If you want to buy a house in London you must first know a few things to manage it in the best way.

There are three ways you can own a property: freehold, leasehold or commonhold.

Let's first of all say that for a continental mental habit (I mean specially for an Italian, but I think the same can be said for a French, a German or a Spanish buyer) only the first and the third patterns are quite normal to understand and to be accepted as normal way of buying a flat, or a house or other kind of living estates.

As matter of fact as a freeholder you get the outright of a property and you become the absolute owner of the compound you are going to buy, both in good and in bad sides (I mean that being the freeholder the owner of the ground where the property is built, you 'll to pay all the taxes and all the expenses due for maintenance, such as external walls, ceiling, basement, roof and so saying). Of course you won't pay any rent to anyone, such has the leasholder to the landlord.

In fact when you buy as leasholder, you are in charge for an amount of time (usually from 80 to 999 years) and you recognise several duies to the freeholder, who becomes a sort of landlord.

In Italy this kind of contract resembles from one side the ancient usufructus and from another side the renting contract. It's a sort of mixture, difficult to accept more than to understand it.

Of course you're going to pay less for a leashold house than you pay for a freehold one.

Recently a third kind of buying has been introduced in England (in Scotland the leashold is not very spread): the commonhold.

By the commonhold you buy a flat in a block, buying at the same time the soil where your flat stands, the walls, terraces and roofs and all the common parts which belong to the other owners of different portions of the block (flats or commercial shops or deposits or whatelse the block has been divided in when built on.

In Italy such a buying is almost the rule when you buy a flat in a big town, where buildings are made of so many floors, while in the small towns you usually buy as a freehold.

My personal advice is to contact a professional reference, such as a solicitor and/or an agent in order to acquire all the knowledge you need in a such expensive and definitive field.

A special way of acquiring a flat in Englad is with the scheme "buy to let". It's a good way for investors by which you can pay the fractions of your mortgage by renting your property.

In Italy recently has been introduced another interesting formula called "rent to buy", which is almost of the previous scheme. In such agreement the buyer asks the freeholder who wants to sell the property, to start with a rent's contract. 

The canons you pay as a tenant will be deducted form the final price you'll pay to redeem the property as yours for ever.

venerdì 18 novembre 2011

If I


If I were a newspaper
I would publish
just in the front page
all in capital letters
each and every day
"The 10% of people own the 90% of reachness";
If I were a television
I would show
just at any news edition
how the 1% of people
are impoverishing
and paupering
the 99% left!
If I were an opinion maker
I would say the people
that the Earth 
belongs to all the men
while a few of them
have risen walls and banners
to grab goods and money;
If I were what I am
I would say
as I do say
that now the time has come
to make justice and equity
and start giving to each man
what he deserves
what God has done
for every one.

giovedì 4 novembre 2010

Somebody help me!


- Please! Can anybody help me! I'm just a poor mortgage debtor.....
- You're not poor at all! My Bank is poor, because you didn't pay all the instalments!
- Can I ask for a delay, please?
- No, you can't!

Picture from DM on line